WHAT IS HOME INSURANCE FROM RISE UP
Coverage That Protects What Matters
Your home is likely your largest investment—and having the right coverage helps keep an unexpected loss from becoming a major setback. Rise Up Insurance helps you find home insurance that fits your property, your family, and your budget.
We take the time to understand what you need, then shop coverage options from trusted insurance carriers to help you find the right combination of protection and value. Whether you're insuring a starter home, a growing family's house, or something a little more unique, we make the process straightforward and personal.
From dwelling and personal property to liability coverage and more, we'll help you understand your options without the insurance jargon. Our goal is simple: make sure you have the protection you need and the confidence that your home is covered.
HOME INSURANCE 101
Coverage That Protects Your Home
Home insurance typically includes several types of coverage, from protecting your dwelling to your personal liability.
List of Services
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Dwelling CoverageList Item 1
Covers the value of the dwelling itself. If insured to at least 80% of actual value, losses are typically adjusted at replacement cost, up to policy limits.
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Other Structures CoverageList Item 2
Covers structures on the property not used for business, like a detached garage or shed, typically at 10–20% of your dwelling coverage.
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Personal Property CoverageList Item 3
Covers your belongings, with sublimits for certain items like cash, jewelry, or collectibles. Typically set at 50–70% of your dwelling coverage.
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Loss of Use CoverageList Item 4
Helps pay additional living expenses, like temporary housing, if a covered loss leaves your home unlivable.
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Personal Liability Coverage
Covers damages you're legally liable for and provides a legal defense at the insurer's expense—including many dog bite claims.
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Additional Coverages
Can help with debris removal, reasonable repairs, fire department charges, loss assessment, and more, depending on your policy.